• rsz_1reinvest-crop-600x338small
    October 13, 2015

    The Benefits of Recommending the Sale of a Client's Life Insurance Policy

    Those of us who have worked with consumers to develop and execute a personal financial plan can attest that there is something truly rewarding about helping a family achieve its financial goals. An advisor’s highest calling is to analyze a client’s personal finances, discuss their objectives and then educate them about the options available in order to accomplish those objectives, while acting in the best interests of the client.

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  • rsz_271604
    September 18, 2015

    Your Money and Your Life Insurance

    For many older Americans, selling a life insurance policy can be a lifesaver, fiscally speaking. As reported in The Wall Street Journal, many retirees are struggling to afford recent increases in their life insurance premiums. This can be especially painful for those seniors who were already unprepared for retirement

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  • rsz_1payment-optionssmall
    September 16, 2015

    When Life Insurance Policy No Longer Fits, Consider Life Settlement

    If you are 65 or older and have a life insurance policy you no longer need, or no longer can afford, you might consider a life settlement. This is an arrangement in which you sell your policy to an investor who will pay the premiums while you are alive and collect the death benefit when you die.

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  • rsz_1third-party_option_key
    September 10, 2015

    Your Changing Life Insurance Needs

    As you age, your need for life insurance changes, too. When you were building a family, with young dependents, you were well-advised to sign up for ample protection, in case of your untimely death. As you grew older and your children went out on their own, such safeguards no longer were vital. Moreover, you may have accumulated sufficient assets to provide for your surviving spouse. Now, you might be paying substantial premiums for coverage you no longer desire.

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  • rsz_1charities36-crop-600x338small
    September 03, 2015

    How Life Settlements Can Be Used For Charitable Purposes

    An often overlooked fact about life settlements is that they have the ability to be used for charitable purposes. Here's how.

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  • rsz_1stock-market-3small
    September 01, 2015

    Stock Market Volatility Bodes Well for Secondary Market Policy Sellers

    The current stock market volatility has most of the country on edge. But for professional advisors whose senior clients may be seeking to sell their life insurance policies in the secondary market, and for institutional investors who purchase them, there’s an upside to the stock market’s downslide.

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  • rsz_1keypct20topct20puzzlesmall
    August 19, 2015

    Life Insurance Liquidation and Other Key Trends

    The life settlement market continues to evolve as is it becomes a critical part of a growing strategy for clients to liquidate assets in favor of better-performing financial products. Changes are all positive for advisors and wealth managers, with stronger institutional capital entering the market enabling faster offers and improved competition.

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  • rsz_1cash-in-hand1small
    August 18, 2015

    Life Settlements Offer Alternative for Seniors Facing Unsustainable "Universal Life" Insurance Premiums

    Many aging Americans are facing a significant unexpected financial challenge: Sky-high premiums for "Universal Life" insurance policies. As the Wall Street Journal recently reported, holders of "Universal Life" policies – which were especially popular in the 1980s and are often structured to depend heavily on strong investment returns – are struggling to pay costly premiums to make up for years of low interest rates. The article recommends that policy holders "consider working with an agent to sell the policy on the life-insurance secondary market," an option illustrated by the following case study of an actual client of life settlement provider GWG Life, LLC.

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