LIfe Insurance Policy Reviews: 6 Key Questions Explored

Reviewing a client’s or prospect’s life insurance coverage needs might seem straightforward. But too often, agents and advisors overlook critical questions that can result in a poor product recommendation — one that fails to meet income replacement, living benefit, wealth transfer or other planning needs.

Direct Marketing of Life Settlements: Good for Consumers

Life settlement providers are the companies that buy life insurance policies on the life settlement market on behalf of investors. Although most providers try to acquire life insurance policies through life settlement brokers and life insurance producers, lately, an increasing number of them are directly marketing to consumers.

Life Settlement = Solution to Rising Senior Health Care Costs

Health care inflation is a well-documented reality in the American economic landscape, but new data published this spring illustrates how pronounced this challenge is for American seniors.

Selling Your Life Insurance Policy: Why And How

A growing number of American seniors are discovering the hidden value in an important asset—their life insurance policies. Americans aged 65 or older leave more than $100 billion in benefits on the table each year by lapsing or surrendering these policies.

Life Settlement Market Transactions Surgerd In 2015

The Deal, a business unit of TheStreet Inc. (NASDAQ: TST), issued results from its annual survey of the life settlement market showing that transactions increased 32.6% last year, as the face value of life insurance policies sold hovered around $1.65 billion, the same as the prior year.

Future of Life Settlement Industry “Never Looked Brighter,” Says Expert At LISA’s 2016 Spring Life Settlement Conference

The U.S. life settlement industry is well positioned for sustained long-term growth, according to speakers at the Life Insurance Settlement Association’s (LISA) 22nd Annual Spring Life Settlement Conference, held over the past two days at the Hilton Palmer House in Chicago.

• • 22nd Annual Spring Life Settlement Conference
  • Life Settlements
  • Life Settlement
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More Than 8 in 10 Seniors Unaware of Life Settlement Option

The majority of seniors who own a life insurance policy are not aware of the fact that their policy can be sold for an immediate cash payment, according to a survey just completed by Coventry. The survey of 604 seniors, found that 86.1 percent were not aware of the option to sell their life insurance policies.

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Flagging Good Life Settlement Prospects: Your 6-Point Guide

The most important factor in determining whether a life settlement should be considered is whether or not the policy is about to be lapsed or surrendered. In other words, a life settlement is an alternative to lapse or surrender, not an alternative to keeping a policy.

• • Life Settlement
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